Features Analytics Widgets Privacy & Security FAQ Privacy Policy Download Now
100% Offline & Private • Zero Bank Logins

Master Your Money.
Spend With Total Clarity.

Spendy is the thoughtfully crafted personal finance tracker built for speed, peace of mind, and financial clarity. Log expenses in seconds, calculate daily allowances, hit your savings goals, and monitor live balance widgets, all stored securely on your phone.

Total Income
+$4,250.00
Safe to Spend
$38.50 / day
Spendy Dashboard mobile app preview showing balance, chart, and transaction list
100%
Offline & Private Local Storage
0
Bank Passwords or Logins Required
5+
Interactive Home Screen Widgets
Instant
Voice & Photo Receipt Logging

Designed for Everyday Financial Mastery

Traditional budgeting tools are tedious and intrusive. Spendy cuts through the noise with fluid ergonomics, smart automation, and uncompromising privacy.

Smart Budgeting

Know Your "Safe to Spend" Allowance in Real Time

Never wonder whether you can afford that dinner or weekend getaway. Spendy calculates your exact daily remaining allowance based on your monthly budget, recurring bills, and savings commitments.

  • ✓
    Dynamic Daily Allowance: Automatically recalibrates each day so you never end the month short.
  • ✓
    Targeted Savings Goals: Set visual milestones for a new laptop, vacation, or emergency fund with progress bars.
  • ✓
    Debt & Loan Tracker: Track balances, payments, and payoff dates with total transparency.
Spendy Savings Goals and Budget screen
Safe to spend home widget preview
Deep Financial Insights

Visual Category Breakdowns & Spending Trends

Spot trends before they become habits. Interactive donut charts and period comparisons show you exactly where your money goes across food, utilities, transport.

  • ✓
    Instant Category Slices: Clean visual distribution with customized icons and color palettes.
  • ✓
    Month-over-Month Comparison: Compare your current progress against past cycles to reward smart discipline.
  • ✓
    Year-in-Review Highlights: Annual summaries celebrate your milestone achievements and biggest savings wins.
Spendy Analytics and Category Trends screen
Lightning Fast Entry

AI Voice-to-Transaction & Photo Receipt Attachments

Logging should never feel like homework. Just tap the microphone and speak naturally. Spendy parses the amount, vendor, and category automatically.

  • ✓
    Natural Voice Capture: Say "Dinner with clients forty-five dollars" and your transaction is ready in one tap.
  • ✓
    Receipt Photo Attachments: Attach physical store receipts or digital invoices directly to any expense.
  • ✓
    Quick-Tap Templates: Save repetitive purchases (morning coffee, metro pass) for single-tap logging.
Spendy Voice to Transaction screen with soundwave visualizer

Home Screen Widgets for Instant Glance

Keep your financial pulse right on your Android home screen without ever needing to unlock or open the application.

Spending & Budget Summary widget preview

Spending & Budget Summary

4 × 2 · 2 × 2

Live today's spending ($42.50), monthly budget progress bar, remaining allowance, and quick + Add button.

Safe-To-Spend Daily Allowance widget preview

Safe-To-Spend Allowance

2 × 2

Smart daily pace tracker showing how much you can safely spend today ($38.50) without exceeding your monthly budget.

Savings Goals Tracker widget preview

Savings Goals Tracker

2 × 2

Visual progress countdown towards your financial milestones (e.g. New MacBook Pro, 65% saved) right on your screen.

Debts & IOUs Tracker widget preview

Debts & IOUs Tracker

2 × 2

Real-time overview of money owed to you (+ $250.00) and money you owe (- $100.00) with automatic net balance calculation.

1-Tap Quick-Log Templates widget preview

1-Tap Quick-Log Templates

4 × 2

Instantly log your frequent expenses (Coffee, Lunch, Gas & Fuel) with a single tap straight from your home screen.

Real World Demo

Glanceable Clarity on Your Wallpaper

Spendy widgets are lightweight, battery-optimized, and adapt seamlessly to your device dark theme. Access real-time balance summaries, budget progress bars, and instant logging right from your home screen.

Spendy Android home screen widget displayed on phone wallpaper

Your Money. Your Device. Your Privacy.

Most finance apps monetize your data or suffer cloud breaches. Spendy is architected from the ground up as a private, offline vault.

100% Offline

Every dollar, category, note, and receipt image resides strictly within encrypted storage on your physical handset. No cloud servers store your bank balance.

Biometric App Lock

Lock your finances behind native Face ID or Fingerprint authentication. Even if someone borrows your phone, your financial details remain strictly sealed.

Bank-Style PDF Statements

Export print-ready statements for any date range with detailed transaction breakdowns, category summaries, and expense analytics anytime you need them.

Frequently Asked Questions

Everything you need to know about Spendy's architecture, offline storage, and features.

No, never. Spendy does not require or request bank credentials, account logins, or OAuth connections. You maintain complete control over what you log without sharing your financial secrets with third-party aggregators.

Yes. Spendy uses an on-device database. You can track expenses, view charts, calculate daily allowances, and manage savings goals on airplanes, in remote areas, or without an internet connection.

Absolutely. You can generate professional bank-statement style PDF reports and export your raw transactions to CSV spreadsheets for tax preparation, accounting, or archiving.

You tap the microphone button and state the expense (e.g. "Groceries $64.20"). Spendy's parser extracts the numeric amount, assigns it to the most relevant category, and formats the entry for instant confirmation.

Spendy offers both recurring plans (monthly/annual) and a popular Lifetime Access option. Payments are securely processed through official Google Play or Apple App Store billing. We never store payment cards.

Start Your Journey to Effortless Financial Freedom

Join conscious spenders who track smarter, save faster, and keep their personal finances 100% private.